Comparing This Year’s Best Rewards Credit Cards

Credit card rewards come in various types, but they all exist to provide you an incentive to use your credit card instead of paying with a debit card or cash. Here’s a look at some of the top rewards credit cards right now.

Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is one of the best travel credit cards. It offers an introductory bonus of 80,000 points upon spending at least $4,000 in the first three months. It has an annual fee of $95, but you get 5X Ultimate Rewards points per dollar on Lyft rides, 2X Ultimate Rewards points for every dollar spent on travel and dining expenses, and 1X Ultimate Rewards points for all other purchases. You can transfer the points you earn at a 1:1 rate to a variety of hotels and airlines, giving you the flexibility to redeem your points with your preferred brands.

Amex Every Day Credit Card

There aren’t too many rewards cards that are available without annual fees, but the Amex EveryDay Credit Card is one of our top contenders. With this card, you get 2X Membership Rewards points for every dollar spent at U.S. supermarkets and American Express Travel and 1X Membership Rewards points per dollar for other purchases. You also get a 20% point bonus for making at least 20 (if not more) purchases every month. What’s more, you also get an introductory bonus of 10,000 Membership Reward points for spending a total of $1,000 during the first three months!

American Express Gold Card

If you enjoy dining out, the American Express Gold Card is perfect for you. You’ll earn points for expenses charged to your card at high-rate restaurants worldwide and also U.S. supermarkets, which is honestly quite a rare combination. There are also a number of cost-saving benefits that you can use every year to offset the annual fee of $250. With this card, you can earn 4X Membership Rewards Points per dollar at Uber Eats, restaurants, and U.S. supermarkets, 3X Membership Rewards points per dollar for flights booked via the AmexTravel website, and directly with the airlines, and 1X Membership Rewards points for every other purchase you make.